Back home

Decision-support tool

Household Financial Readiness Check

Estimate whether your savings, income, and household support can carry your next career or business move — before you commit more time, money, or energy. A few honest figures, one clear read.

Evaluating stability for

Household Financial Readiness Check

Could your household handle the financial gap?

A few honest numbers across income, essentials, and reserves — and you'll see whether your savings, income, and household support can carry each path, plus a 1–5 readiness read.

Monthly income

Steady, recurring household income only.

$

Monthly VA compensation, if any. Tax-free.

$

Monthly military or civilian pension, if any.

$

Reliable take-home only — not bonuses or projections.

$

Rentals, dividends, royalties, side income that's already steady.

Essential monthly expenses

Floor only — what the household must cover every month.

$

Rent or mortgage, taxes, insurance.

$

Power, water, internet, phone.

$

Groceries, basic supplies — not dining out.

$

Credit cards, loans, auto — minimums only.

$

Premiums, copays, prescriptions not covered.

Reserves

Cash you could realistically use to cover a shortfall.

$

Cash you could realistically draw on without selling long-term assets.

$

One-time separation pay, leave payout, or signing bonuses already committed.

Numbers stay on your device. Nothing is sent or shared.